Choosing between Active Choice and Auto Choice in NPS depends on how involved you want to be in managing your retirement investments. This guide explains how both options work and how Life Cycle Funds within NPS shape your portfolio as you move closer to retirement.

Recent updates by PFRDA have reshaped how investors view NPS funds. The new nomenclature clarifies the purpose and risk levels of each Life Cycle option, helping subscribers make more informed choices while navigating the system’s evolving structure and flexibility.