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Flexi Cap Funds Performance Review (3Y, 5Y, 10Y, Since Launch)
Flexi Cap Funds have delivered a wide set of return outcomes across 3-year, 5-year, 10-year, and since-launch periods. This review lays out those numbers alongside benchmark performance, giving you a clear view of how each scheme has fared over different horizons.
Ayesha Bee
13 minutes ago5 min read


Plan Smart, Retire Free: Understanding Active Choice vs Auto Choice in NPS
Choosing between Active Choice and Auto Choice in NPS depends on how involved you want to be in managing your retirement investments. This guide explains how both options work and how Life Cycle Funds within NPS shape your portfolio as you move closer to retirement.
Ayesha Bee
Nov 125 min read


Decoding the New NPS Nomenclature: Simpler Names, Smarter Choices
Recent updates by PFRDA have reshaped how investors view NPS funds. The new nomenclature clarifies the purpose and risk levels of each Life Cycle option, helping subscribers make more informed choices while navigating the system’s evolving structure and flexibility.
Ayesha Bee
Nov 104 min read


What are Gilt Funds and How Interest Rates Decide Their Returns
Interest rate movements shape how Gilt Funds behave, yet their impact is often misunderstood. This blog explains the forces that move their returns and what they reveal about the broader fixed-income landscape.

Bhanu Kiran
Nov 75 min read


Free Cash Flow to Equity as a Measure of True Shareholder Value
Understanding how profits translate into cash is central to evaluating business strength. Free Cash Flow to Equity helps investors assess whether a company’s growth and shareholder returns are supported by genuine, recurring cash generation rather than accounting performance.

Bhanu Kiran
Nov 65 min read


NPS Tier-I Equity Funds: How Your Pension Fund Manager Has Performed
Amid growing interest in retirement planning, NPS Tier-I Equity Funds offer a clear view of how pension fund managers have navigated market cycles. This analysis compares their performance across timeframes, helping investors see how consistency and strategy shape long-term outcomes within the National Pension System.
Ayesha Bee
Nov 44 min read


ESG Investing in India: Mutual Funds, Scores, and Indices
Growing investor interest in sustainability has brought ESG investing in India to the forefront. This article outlines how ESG scores, indices, and mutual funds work together to assess companies on transparency, ethics, and environmental impact, helping investors align portfolios with responsible business practices.
Ayesha Bee
Oct 285 min read


Factor Investing in India: What are Momentum, Value, Quality, Size and Volatility?
Factor investing looks past stock tips and trends to understand what really drives returns. It studies patterns like undervaluation, momentum, quality, stability, and company size — traits that have consistently influenced performance. As Indian markets mature, these data-backed approaches are helping investors build portfolios that are both smarter and more resilient.
Ayesha Bee
Oct 235 min read


IPO vs FPO: Reading the Real Signals Behind Capital Raising
Capital markets often blur the line between intent and opportunity, and that distinction matters when companies raise funds. This blog of IPO vs FPO explains how each stage reflects business maturity, market confidence, and the discipline behind capital decisions.

Bhanu Kiran
Oct 175 min read


Open Ended Fund vs Closed Ended Fund: The Structural Edge Investors Must Understand
Two mutual funds can hold similar assets yet deliver very different investor experiences. This piece explains how the open-ended or closed-ended structure behind a fund shapes liquidity, strategy, and long-term outcomes.

Bhanu Kiran
Oct 156 min read


Systematic Transfer Plan: An Efficient Tool for Timing Risk Control
Capital placement works best when movement is deliberate. This blog shows how a Systematic Transfer Plan coordinates liquidity, timing, and market exposure to keep investments balanced through changing conditions.

Bhanu Kiran
Oct 144 min read


Domestic Silver Prices and Silver ETFs Are Outperforming Global Benchmarks: Is It Too Good to Be True?
As global uncertainty rises, India’s silver market is showing unusual strength. Domestic Silver Prices and Silver ETFs are outperforming global benchmarks, prompting a closer look at what’s driving the surge, and whether these elevated premiums reflect genuine demand or short-term market distortion.
Ayesha Bee
Oct 143 min read


The Strategic Role of Liquid Mutual Funds in Cash Management
Short-term money decisions often go unnoticed until liquidity becomes a constraint. This blog examines how Liquid Mutual Funds fit into cash management, offering structure and intent where idle funds usually drift without purpose.

Bhanu Kiran
Oct 104 min read


Mid-Cap Funds Performance: A Rolling vs Point-to-Point Return Study
Rolling and point-to-point returns can tell very different stories for mid-cap mutual funds. Comparing the two highlights which metric better reflects consistent performance, volatility, and the real investor experience across market cycles.
Ayesha Bee
Oct 103 min read


Rolling & Point-to-Point Returns Analysis of Large Cap Mutual Funds
This analysis of rolling and point-to-point returns in large cap mutual funds explains how each measure works, the biases they carry, and what they reveal about performance consistency across market cycles, helping investors interpret results with greater clarity.
Ayesha Bee
Oct 104 min read


Build Investment Portfolio Balance Through the Core and Satellite Approach
A well-structured portfolio needs both steadiness and room for experimentation. The Core and Satellite Portfolio explains how separating these roles brings clarity to investment design and helps portfolios stay aligned through changing market conditions.

Bhanu Kiran
Oct 85 min read


Inside the IPO Under HNI Category: A Closer Look at Access and Allocation
Every IPO runs on a framework that divides investors by category, capital, and compliance. This article breaks down where the HNI segment fits within that structure and how its rules influence allocation outcomes.

Bhanu Kiran
Oct 66 min read


NRI Mutual Fund Investments: Accounts, Documentation, and Tax Rules
FEMA rules, account types, KYC, and taxation shape the way NRIs mutual fund investments operate. Understanding these conditions clarifies how eligibility, compliance, and repatriation limits work before any capital is committed.

Bhanu Kiran
Oct 36 min read


Currency Risk Management for NRIs: Structure for Maximum Stability
Managing funds across currencies can impact returns and risk. Currency risk management for NRIs highlights how to structure holdings, balance exposures, and plan conversions to protect investments and align with future obligations.

Bhanu Kiran
Sep 243 min read


Medical Inflation in India Rising Faster Than Overall Inflation
Rising healthcare costs in India are outpacing overall inflation and reshaping household budgets. Medical inflation in India now drives insurance premiums higher, strains retirement planning, and forces families to rethink how they allocate resources toward long-term financial security.

Bhanu Kiran
Sep 194 min read
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