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Nifty 50 Equal Weight Index Funds: Performance, Returns & How They Compare with Nifty 50
Market-cap weighting shapes most passive portfolios, often concentrating returns in a few stocks. Nifty 50 Equal Weight Index Funds follow a different construction, redistributing exposure evenly across constituents. This blog examines how that design influences performance, tracking behavior, and comparisons with the traditional Nifty 50.
Ayesha Bee
5 days ago4 min read


Dynamic Asset Allocation Funds/ Balanced Advantage Funds Performance review (3Y, 5Y & 10Y)
These funds sit between equity and debt, with allocation ranges that can change meaningfully over time. Looking at how different schemes have navigated market cycles, benchmarks, and model choices helps frame what dynamic asset allocation really means in practice.
Ayesha Bee
Jan 114 min read


International Mutual Funds vs Nifty 50: What the Last 3 Years Reveal
Global investing rarely feels straightforward, especially for Indian investors navigating structure, taxation, currency, and market cycles. This blog examines how international mutual funds in India have actually behaved over time, and what their real-world performance shows when placed beside a familiar domestic benchmark.
Ayesha Bee
Jan 86 min read


Flexi Cap Funds Performance Review (3Y, 5Y, 10Y, Since Launch)
Flexi Cap Funds have delivered a wide set of return outcomes across 3-year, 5-year, 10-year, and since-launch periods. This review lays out those numbers alongside benchmark performance, giving you a clear view of how each scheme has fared over different horizons.
Ayesha Bee
Nov 27, 20255 min read


What are Gilt Funds and How Interest Rates Decide Their Returns
Interest rate movements shape how Gilt Funds behave, yet their impact is often misunderstood. This blog explains the forces that move their returns and what they reveal about the broader fixed-income landscape.

Bhanu Kiran
Nov 7, 20255 min read


Open Ended Fund vs Closed Ended Fund: The Structural Edge Investors Must Understand
Two mutual funds can hold similar assets yet deliver very different investor experiences. This piece explains how the open-ended or closed-ended structure behind a fund shapes liquidity, strategy, and long-term outcomes.

Bhanu Kiran
Oct 15, 20256 min read


The Strategic Role of Liquid Mutual Funds in Cash Management
Short-term money decisions often go unnoticed until liquidity becomes a constraint. This blog examines how Liquid Mutual Funds fit into cash management, offering structure and intent where idle funds usually drift without purpose.

Bhanu Kiran
Oct 10, 20254 min read


Mid-Cap Funds Performance: A Rolling vs Point-to-Point Return Study
Rolling and point-to-point returns can tell very different stories for mid-cap mutual funds. Comparing the two highlights which metric better reflects consistent performance, volatility, and the real investor experience across market cycles.
Ayesha Bee
Oct 10, 20253 min read


NRI Mutual Fund Investments: Accounts, Documentation, and Tax Rules
FEMA rules, account types, KYC, and taxation shape the way NRIs mutual fund investments operate. Understanding these conditions clarifies how eligibility, compliance, and repatriation limits work before any capital is committed.

Bhanu Kiran
Oct 3, 20256 min read


Thematic Mutual Funds: Definition, Key Features, and Investor Suitability in India
Thematic Mutual Funds allocate capital around structural ideas rather than single sectors. This approach raises distinct questions on construction, regulation, and taxation that investors must understand before treating them as part of a long-term portfolio strategy.

Bhanu Kiran
Aug 23, 20255 min read


Dividend vs Growth Option Mutual Fund Determines Post-Tax Wealth Outcomes
The distinction between dividend vs growth option mutual fund lies in how returns are treated, influencing taxation, NAV behavior, and long-term efficiency. This analysis sets out the mechanics and trade-offs, highlighting factors that materially alter investment outcomes beyond the portfolio’s performance itself.

Bhanu Kiran
Aug 21, 20255 min read


SIP Adjustments in Volatility Require Precision Beyond Cost Averaging
This blog examines SIP adjustments in volatility through market-cycle dynamics, showing how measured contribution changes and allocation reviews can align portfolios with shifting risk conditions while preserving the structural benefits of systematic investing.

Bhanu Kiran
Aug 18, 20254 min read


Systematic Withdrawal Plan (SWP): How to Convert Investments into Reliable Income
Most investors spend years picking the right mutual fund but give little thought to how and when to withdraw. This blog unpacks how a
Systematic Withdrawal Plan (SWP) works, who it's suited for, and how the right withdrawal strategy can preserve wealth, reduce taxes, and create sustainable income — especially when every percentage point counts.

Bhanu Kiran
Aug 6, 20254 min read


ETF vs Index Funds: What's the Difference? Performance Analysis and Tracking Error
ETFs vs Index Funds: Which One Works Better for You?
Both aim to track the same indices—but differ in how they operate, what they cost, and how closely they match returns.
We analysed real 1-year tracking error and 3-year CAGR data across 80+ funds to see how they stack up.
If you’re confused between the two, this post breaks it down simply—with data to back it.
👉 Give it a read before you invest.
Ayesha Bee
Jul 24, 20256 min read


SIP Investment Tax Benefits: How to Save Income Tax with Mutual Funds
SIPs can help you save tax—but only if you choose the right type. This blog explains how ELSS mutual funds work under Section 80C, which plans qualify, and the common mistakes that silently cost investors their tax benefits.

Bhanu Kiran
Jul 21, 20254 min read


Capital Gains Tax on Mutual Funds Explained: Equity vs Debt, LTCG vs STCG
Capital gains tax on mutual funds isn’t as straightforward as it seems. The rules differ by fund type, holding period, and even the year of investment.
This blog breaks down short-term and long-term capital gains treatment, recent rule changes, and practical strategies to optimize post-tax returns.

Bhanu Kiran
Jul 16, 20256 min read


NPS vs ELSS: Which is Better for Tax Saving and Long-Term Growth?
ELSS and NPS both offer tax-saving benefits, but they serve different purposes. ELSS is equity-focused with a short lock-in, ideal for wealth creation. NPS is structured for retirement, with controlled equity exposure and longer commitment.
This blog helps you understand how they compare on returns, risk, tax treatment, and liquidity, so you can make an informed choice aligned with your financial goals.

Bhanu Kiran
Jul 15, 20254 min read


Equity Linked Savings Scheme (ELSS): Understanding Benefits and Risks
ELSS is a tax-saving mutual fund that invests in equities and comes with a 3-year lock-in. This blog breaks down how ELSS works, its risks, benefits, and how to invest smartly, whether through SIP or lump sum. Ideal for long-term investors looking to save tax under Section 80C while building wealth.

Bhanu Kiran
Jul 14, 20254 min read


Top Mid-Cap Mutual Funds in India (2025): Performance, Risk, and Cost Compared
Mid-cap mutual funds sit at the intersection of growth and risk. T
his analysis compares 20 long-standing schemes on returns, risk-adjusted performance, costs, and consistency highlighting which funds truly stand out over 3, 5, and 10 years.
Ayesha Bee
Jul 12, 20255 min read


Direct vs Regular Mutual Funds: 10-Year Cost-Adjusted Performance Analysis
Over a 10-year period, the difference between direct and regular mutual funds can significantly impact your returns.
While both invest in the same portfolio, regular plans charge higher fees due to distributor commissions.
This blog analyzes cost-adjusted performance across equity, debt, and hybrid categories, showing how even small fee differences can compound into meaningful return gaps.
A must-read for anyone looking to make smarter investment choices.
Ayesha Bee
Jul 1, 20255 min read
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