Rising healthcare costs in India are outpacing overall inflation and reshaping household budgets. Medical inflation in India now drives insurance premiums higher, strains retirement planning, and forces families to rethink how they allocate resources toward long-term financial security.

If you're looking for maximum life coverage at minimal cost, a term plan stands out. But how does it compare to an endowment plan that also offers savings? This blog unpacks the pros, cons, and key differences to help you make an informed choice.