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What are Gilt Funds and How Interest Rates Decide Their Returns
Interest rate movements shape how Gilt Funds behave, yet their impact is often misunderstood. This blog explains the forces that move their returns and what they reveal about the broader fixed-income landscape.

Bhanu Kiran
Nov 75 min read


ESG Investing in India: Mutual Funds, Scores, and Indices
Growing investor interest in sustainability has brought ESG investing in India to the forefront. This article outlines how ESG scores, indices, and mutual funds work together to assess companies on transparency, ethics, and environmental impact, helping investors align portfolios with responsible business practices.
Ayesha Bee
Oct 285 min read


IPO vs FPO: Reading the Real Signals Behind Capital Raising
Capital markets often blur the line between intent and opportunity, and that distinction matters when companies raise funds. This blog of IPO vs FPO explains how each stage reflects business maturity, market confidence, and the discipline behind capital decisions.

Bhanu Kiran
Oct 175 min read


Inside the IPO Under HNI Category: A Closer Look at Access and Allocation
Every IPO runs on a framework that divides investors by category, capital, and compliance. This article breaks down where the HNI segment fits within that structure and how its rules influence allocation outcomes.

Bhanu Kiran
Oct 66 min read


Currency Risk Management for NRIs: Structure for Maximum Stability
Managing funds across currencies can impact returns and risk. Currency risk management for NRIs highlights how to structure holdings, balance exposures, and plan conversions to protect investments and align with future obligations.

Bhanu Kiran
Sep 243 min read


Medical Inflation in India Rising Faster Than Overall Inflation
Rising healthcare costs in India are outpacing overall inflation and reshaping household budgets. Medical inflation in India now drives insurance premiums higher, strains retirement planning, and forces families to rethink how they allocate resources toward long-term financial security.

Bhanu Kiran
Sep 194 min read


IPO Performance in India: A 13-Year Analytical Study (2012–2025)
IPO performance in India is shaped by more than just listing-day excitement. This analysis tracks how new issues have fared over different time frames, offering a structured view of debut outcomes, short-term movements, and longer-term trends that shape investor experience.
Ayesha Bee
Aug 294 min read


Dividend vs Growth Option Mutual Fund Determines Post-Tax Wealth Outcomes
The distinction between dividend vs growth option mutual fund lies in how returns are treated, influencing taxation, NAV behavior, and long-term efficiency. This analysis sets out the mechanics and trade-offs, highlighting factors that materially alter investment outcomes beyond the portfolio’s performance itself.

Bhanu Kiran
Aug 215 min read


SIP Adjustments in Volatility Require Precision Beyond Cost Averaging
This blog examines SIP adjustments in volatility through market-cycle dynamics, showing how measured contribution changes and allocation reviews can align portfolios with shifting risk conditions while preserving the structural benefits of systematic investing.

Bhanu Kiran
Aug 184 min read


NRI Repatriation Rules: Avoid Account Traps That Block Overseas Transfers
NRI repatriation rules set the conditions for moving funds abroad. This guide explains account-specific limits, qualifying assets, applicable taxes, and documentation requirements, providing a clear framework for structuring transfers that remain compliant while maintaining liquidity and maximizing the efficiency of cross-border movement of investment proceeds.

Bhanu Kiran
Aug 85 min read


Systematic Withdrawal Plan (SWP): How to Convert Investments into Reliable Income
Most investors spend years picking the right mutual fund but give little thought to how and when to withdraw. This blog unpacks how a
Systematic Withdrawal Plan (SWP) works, who it's suited for, and how the right withdrawal strategy can preserve wealth, reduce taxes, and create sustainable income — especially when every percentage point counts.

Bhanu Kiran
Aug 64 min read


Does Adding Gold to Equity Portfolio Reduce Risk? Here’s Our Analysis Based on 29 Years of Data
Can adding gold to your equity portfolio reduce risk without sacrificing returns? We analyze 20 years of data to test if a 30% allocation to gold can create a more stable and balanced investment portfolio. Our study reveals how combining equities with gold can offer lower volatility while maintaining similar or even higher returns. Find out which mix provides the best risk-return profile for long-term investors.
Ayesha Bee
May 146 min read


Types of Index Funds in India: How They Differ and What to Consider Before Investing
Not all index funds are created equal. From Nifty 50 and Sensex funds to midcap, smallcap, sectoral, and international indices, each type serves a different purpose in your portfolio. This blog breaks down the major types of index funds available in India, explains how they differ in composition and risk, and helps you understand how to match them with your financial goals and investment horizon.
Ayesha Bee
May 66 min read


Mutual Fund Sahi Hai! But Samjha Kya?
We’ve all seen those ads. Cricketers confidently declaring — "Mutual Fund Sahi Hai!" You nod along and maybe even have an SIP running -...
Ayesha Bee
Apr 164 min read
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